5 Benefits of Working With A Mortgage Professional
Mortgage professionals help you navigate the mortgage process confidently.
We do more than match you with the right loan at a competitive rate. We help guide you through every aspect of homeownership. Here's how:
Reliable Credit Advice
Credit scores are a critical part of getting a mortgage, so our expertise in credit scores comes with the territory. That's why you want to make sure you get the real facts (in plain terms) about your credit score and how you can improve it. So when you're looking for honest answers about your FICO score, remember that we can help!
Explain the Homebuying Process
Curious about what it takes to buy a home but not quite ready to move toward applying for a loan?
We can answer questions about:
• Which loan option is best
• About hiring a real estate agent
• What fees to expect
• How much home you can afford to buy
We happily answer all of your home shopping questions with no obligation. And when you're ready to get pre-approved for a home loan, we'll be here for that too!
Offer Down Payment Information
Many think you need a 20% down for a home, but that's not true! There are loan options where you need as little as 3.5%, and we can coach you on creative ways to come up with it. We also know all the tricks to come up with a down payment when you have limited funds.
Do a Financial Checkup
Just like your annual health checkup, your finances will need a checkup. We'll look at your assets, income, and other financial obligations to have a solid understanding of your financial situation. And just like a doctor gives you tips on how to improve your health, we'll make recommendations for improving your financial health.
Foreclosure is avoidable, and we can help you explore options before you can no longer afford your mortgage payments. If you think you might be at risk of missing payments, contact us right away.
Mortgage Professionals at Your Service
Whether you're a first-time home buyer, an existing homeowner, or just looking for a financial checkup, we offer honest guidance and advice. Contact us for personalized assistance from an experienced mortgage professional.